[Messremb]

Macros, on 23 July 2013 - 10:07 AM, said:

talking to bank reps on the phone.
dodging my fucking questions
its a simple question. if there was no money in my account, why the FUCK did the atm spit it out at me? if it had sadi no I would have realised my boss hadn't paid me.
Fuck you HSBC, I will fight this 100 quid bullshit charge for our 'informal overdraft' that I didnt fucking want.

There's a reason I quid banking with HSBC, they're absolute c***s. When I finished uni my student account with them was turned into a graduate account, overdraft withdrawn etc which was fine as that account was just out the overdraft by this point, although had been into it in Feb/March as you'd expect before the next student loan dose came in. Now, because it was a graduate account, they switched my statements to once every 3/6 months without telling me. I had a direct debit go out that took me into the overdraft I no longer had, they didn't write to tell me because they had done so 5 months before when it was still a student account and I didn't get a statement for a few months. Tried to use the account, problem at cash machine. Went in and asked, no idea from the people on the desks, got the manager out who looked into it and said that because I was into the overdraft I no longer had and had been for 2 months, my account was suspended. Despite them not giving me my usual monthly statement, nor warning that I was below £0. I took my nice big ISA straight out the door and I'm never going back.

Nationwide all the way these days, never had the slightest issue with them.

£100 is a lot worse than when I was with them, it was £20 a pop then which was still extortionate to my mind.

[Silencer]

Messremb, on 23 July 2013 - 01:24 PM, said:

Macros, on 23 July 2013 - 10:07 AM, said:

talking to bank reps on the phone.
dodging my fucking questions
its a simple question. if there was no money in my account, why the FUCK did the atm spit it out at me? if it had sadi no I would have realised my boss hadn't paid me.
Fuck you HSBC, I will fight this 100 quid bullshit charge for our 'informal overdraft' that I didnt fucking want.

There's a reason I quid banking with HSBC, they're absolute c***s. *snip*

Unintentional, but funny.

Though I'd contend that 20 pounds isn't so bad - you are essentially getting an unarranged loan, which is not something the bank wants to encourage. I imagine if it doesn't happen to often you would get let off it, too - certainly, I don't get charged for overdrafts if I clear them quickly, though I can't speak for HSBC.

[Illuyankas]

Behold, peak Daily Mail.

[Ukjent]

Sex is bad, violence is good. I have always thought that sex felt good and violence tends to hurt..

[Macros]

No no, its like 25 a pop, but apparently it's my fault they gave me the money.
If I had of been paid I would have had the money, so I knew what my balance was supposed to be in my head. so went to the atm twice, my phone bill came out and my liverpool dd.
however, had IU went to the ATm and it said 'no mr macros, you have no fucking money' i would have instantly known my pay hadn't come through, would have solved it that day and not had any problems.
its my fault for not checking my bank balance daily (direct quote from telephone lady) despite my querying WHY they gave me the money when I never requested an emergency overdraft facility. my other bank tried this shit and I raised a row, there was no fees. When I get back tot he UK and the call won't cost me a small fortune, they're going to have to lsiten to me complain for hours until they recind the fees. I'm quite good at complaining when I feel they're trying to dick around, o2 had to listen to a lot of agro from me until they agreed that the phone actually was faulty and they gave me a new one without charge.

[Illuyankas]

There's a reason why paying in takes three days to clear but withdrawals are instant. It's because bankers are the literal scum of the earth and should all be in prison for the suffering and deaths they've caused (directly in the arms-trade participating HSBC's case).

[Darkwatch]

There was a three day power failure here. I have lost most of all my food. Another expense I really don't need right now.

[tiam]

Darkwatch, on 23 July 2013 - 05:29 PM, said:

There was a three day power failure here. I have lost most of all my food. Another expense I really don't need right now.

Can you not get that back from whoevers fault the power outtage is?

[Darkwatch]

Power here is controlled by a Crown Corporation which also has a monopoly. Thus, they are protected under law unless it can be proven to be due to negligence or stupidity and not environmental factors (which can and are always blamed).

[Tiste Simeon]

More issues holding up buying the house here. This issue is costing us 3 grand to fix. Yikes.

[Slow Ben]

Wife is 4 days past due. Come on little one!

[Solidsnape]

Hoovered and cleaned the inside of my car.
Then I thought fuck it, it's baking and hasn't rained for weeks.
So I washed, dried then waxed it. Just buffing the last door off, guess what......

Starts effin raining. Bastards.
Still, beading like a motherfucker!!

[Macros]

Children on planes.
why the fuck would you want to bring a wain that young on holiday? Leave the noisy little bastards at home for fuck sake.

[TheRetiredBridgeburner]

Lost my job, it was temporary but with one of those companies who really don't care what lies they tell about you to the recruitment agency as long as they don't have to pay you the higher rate post 12 weeks.

The plus point is the agency believe me so I suspect they've pulled this stunt before, and silver lining I'm out of a really horrible company. Onwards and upwards!

[Mezla PigDog]

We have a monumentally fat man in our open plan office and air conditioning units that can be changed by anyone. He has quite an aggressive character and relatively senior in the business so when he changes the AC settings we are all too scared to say anything. His preferred setting at all times of the year is to have the AC on "Cool" mode with the fans on high and the temperature set to 19C. For fucks sake, it is absolutely freezing. The rest of us all have items of clothing to keep us warm at our desks, it was 30C outside last week and I was walking around the office wearing a fleece!! As H&S officer everyone complains to me about it but it isn't a H&S issue in UK law until the temperature gets below 14C. I tell everyone to report it to the office manager as it is more a question of office etiquette. The moron office manager has passed it back to me as a "H&S issue" and she is also a rather aggressive and irrational character so there is no arguing with her. I'm sick of being freezing so have decided to take it upon myself to install lock boxes over the AC and apparently I get to choose the settings Only 2 weeks before they are all fitted and the shit hits the fan (I've bought fatty a desk fan so that I can pretend I give a shit about his wellbeing). I might buy myself a lot of very cool clothing and set the things to "Heat" and 25C.

However, messing with my groove right now is the fact that I'm fecking freezing while chubby is knocking back his Type 2 diabetes pills and doesn't even have his desk fan switched on!!!!!!

[Traveller]

Finally decided to get a decent smartphone, with a contract and everything - only to fail the credit check! Because i just moved house, apparently?

This somehow means I cant get a poxy phone contract even while it proves I can afford to pay for a house.

[HiddenOne]

just got the two weeks notice from the secretary

this is going to be ugly

[Una]

Mezla PigDog, on 25 July 2013 - 11:29 AM, said:

We have a monumentally fat man in our open plan office and air conditioning units that can be changed by anyone. He has quite an aggressive character and relatively senior in the business so when he changes the AC settings we are all too scared to say anything. His preferred setting at all times of the year is to have the AC on "Cool" mode with the fans on high and the temperature set to 19C. For fucks sake, it is absolutely freezing. The rest of us all have items of clothing to keep us warm at our desks, it was 30C outside last week and I was walking around the office wearing a fleece!! As H&S officer everyone complains to me about it but it isn't a H&S issue in UK law until the temperature gets below 14C. I tell everyone to report it to the office manager as it is more a question of office etiquette. The moron office manager has passed it back to me as a "H&S issue" and she is also a rather aggressive and irrational character so there is no arguing with her. I'm sick of being freezing so have decided to take it upon myself to install lock boxes over the AC and apparently I get to choose the settings Only 2 weeks before they are all fitted and the shit hits the fan (I've bought fatty a desk fan so that I can pretend I give a shit about his wellbeing). I might buy myself a lot of very cool clothing and set the things to "Heat" and 25C.

However, messing with my groove right now is the fact that I'm fecking freezing while chubby is knocking back his Type 2 diabetes pills and doesn't even have his desk fan switched on!!!!!!

My favourite game of all! Thermostat wars!

[Abyss]

Surely you mean Game of Thermostats.

[Tiste Simeon]

You win or you freeze.